If you're diving into Helldivers 2 and looking to upgrade your gear, cosmetics, or battle pass, Super Credits are essential. However, not everyone has access to a credit card—or wants to use one online. Based on personal experience and the wider community's methods, here are three reliable ways to buy Helldivers 2 Super Credits without a credit card, all while still earning progress like Helldivers 2 medals.

1. Use Prepaid Game Cards or Gift Cards

One of the simplest alternatives I’ve personally used is buying platform-specific gift cards. Whether you’re on PlayStation or Steam, prepaid cards can be found at most retailers—both physical stores and online platforms.

My Experience:I once grabbed a $50 Steam gift card from a local supermarket just before a limited-time armor set dropped. Redeeming it was fast, and I was able to buy Helldivers 2 Super Credits immediately without linking any banking details. It felt secure and private, which gave me peace of mind.

Why it works:

• Widely available in physical and digital formats

• Easy to redeem

• No personal financial info shared

2. Use PayPal Balance or E-Wallets

Platforms like Steam and even third-party sellers such as U4GM accept PayPal and other e-wallet services. You can top up your PayPal using various sources like bank transfers, gift cards, or mobile wallets.

My Experience:There was a time when I didn’t want to tie my main bank account to my gaming purchases. I loaded up my PayPal balance and used U4GM to get a discounted bundle. It was fast, and the transaction went through without needing a card. Plus, I earned bonus Helldivers 2 medals through gameplay shortly after.

Why it works:

• Secure transactions

• Works globally

• No credit card required—just a verified PayPal account or wallet app

3. Buy from a Trusted Reseller Like U4GM

U4GM is a well-known marketplace for game currencies and items. They offer multiple payment methods that don’t require a credit card, such as crypto, mobile payment options, and local bank transfers.

My Experience:The first time I tried U4GM, I was skeptical—but their live support guided me step-by-step through the process. I paid using a mobile wallet and received my Super Credits within 15 minutes. I was impressed by the reliability and how easy it was to avoid using a card entirely.

Why it works:

• Multiple secure payment options

• Fast delivery and responsive support

• Often cheaper than official stores, especially in bundles

Whether you're saving up Helldivers 2 medals through missions or planning to buy Helldivers 2 Super Credits for that exclusive armor drop, not having a credit card shouldn’t hold you back. I’ve personally tried all three methods listed above, and each one offers a safe and flexible way to top up your in-game balance. Platforms like U4GM make it easier than ever to get what you need—quickly, securely, and without traditional payment limitations.